medical card

Get Insurance Coverage Before Jumping Into Any Investment

Should we buy insurance first before start investing? Definitely yes! Why do we need insurance protection and how important it is? Read this real life example: A minor knee surgery at private hospital Malaysia can easily cost thousand of ringgit. A cousin of mine was charged at about RM6,000 for the surgery after a motorcycle [...]

Buying Life Insurance Doesn’t Make Sense For Everyone

How much life insurance do you need? Total insured amount has to be five times of your annual income? Monthly premium should not more than 10% of your monthly income? It depends on individuals. There are many factors to consider when calculating life insurance: Dependents Marital Status Earnings Work Debt These factors change from time [...]

High Medical Inflation Rate Caused Malaysians have Insufficient Medical Insurance

Do you know how high Malaysia’s medical inflation rates for the past few years are? It’s about 10% to 15% annually! How much is your medical care coverage? RM100,000 or RM200,000? Image Source: Insurance Choice Let me show you some examples to get a better picture of how the medical inflation 10% to 15% affecting [...]