loan to value

Sale And Purchase Transaction in Malaysia – Part 2/6

Procurement of Desired Loan Amount Bank Negara Malaysia (BNM) had on 3 November 2010 announced the implementation of a maximum loan-to-value (LTV) ratio of 70%, which will be applicable to the third house financing facility taken out by a borrower. Financing facilities for purchase of the first and second homes are not affected and borrowers [...]

Prevent Speculation & Property Bubble by Reducing Home Loan Margin to 80%, Does it Workable?

If Bank Negara Malaysia (BNM) decides to impose 80% Loan to Value Ratio (LVR) for home loans mainly to so-called prevent speculation on property prices and the risk of potential property bubble, does it workable? What is your point of view about the policy? Impact on Own Stay / First House Buyers The policy of [...]