buy first house

Sale And Purchase Transaction in Malaysia – Part 5/6

Stamp Duty Payable Payment of stamp duty(ies) for any and/or all documents is essential to enable such documents thereof to be tendered as an evidence in a court of law. The stamp duty(ies) payable varies in accordance with the type of documents in question and such calculation of stamp duty(ies) is governed by the scale [...]

Are You Qualified for My First Home Scheme / Skim Rumah Pertamaku?

Are You Qualified for My First Home Scheme / Skim Rumah Pertamaku?Market Research My dear readers, welcome to vote for the poll! Help me to share this poll in your Facebook, too, so that we can collect more feedback! Your support is much appreciated!

Skim Rumah Pertamaku – More Affordable Housing Development in Klang Valley

Has anyone here bought your first house via Skim Rumah Pertamaku? Sad to say, so far, none of people I know! Most of them are not even showing their interest for the scheme. It’s a great opportunity to own a house for those who are qualified! Seriously! If I’m in your shoe, I will never [...]

Laman Web Rasmi Skim Rumah Pertamaku / My First House Scheme Official Website – WWW.SRP.COM.MY

Surprisingly, if you type either “Skim Rumah Pertamaku” or “My First House Scheme” in google search engine, www.srp.com.my is not appeared in the search results. Maybe that’s the reason why I have receiving so many enquiries from readers about the scheme since it launched on 8 March 2011 by our Prime Minister. In fact, most [...]

Budget 2011 Malaysia: My First House Scheme (Skim Rumah Pertamaku) – Now Everyone Can Buy Property

I have no money to buy a house? Sorry, it’s no longer an excuse now! Zero down payment, 100% loan, it sounds interesting right! For sure, 2011 will be the best time to buy your first home if you haven’t done so! My First House Scheme (Skim Rumah Pertamaku) My First House Scheme (Skim Rumah [...]

Should Fresh Graduate Buy Low Cost Flat or Medium Cost Condo as First House for Own Stay?

Hi Horlic, may I ask for your opinion – I’m a fresh graduate earning about RM3,000/mth. Currently, I’m renting a room at RM450/mth. I think of owning my first house for own stay instead of continue to rent. But, I dare not go for property more than RM100,000 as I afraid could not afford the [...]

Prevent Speculation & Property Bubble by Reducing Home Loan Margin to 80%, Does it Workable?

If Bank Negara Malaysia (BNM) decides to impose 80% Loan to Value Ratio (LVR) for home loans mainly to so-called prevent speculation on property prices and the risk of potential property bubble, does it workable? What is your point of view about the policy? Impact on Own Stay / First House Buyers The policy of [...]

Can Fresh Graduates Afford to Buy First House with Low Income? How?

Hi Horlic, i am planning to buy my 1st house in my life, I am just working for 2 and half years, monthly salary was below 3k. For your experience, the house price I should consider? 180-220K? Question by: Mr. Cloud, reader of horlic.com Due to the limited information, assumptions as below have made: Mr. [...]