tesco rhb bank visa credit card

If you shop at Tesco, it makes more sense to get a Tesco-RHB Visa Credit Card. Unlike other credit card, Tesco-RHB credit card offers one year free membership for both principal and supplementary card, the following year shall have an annual fee of RM88 for the principal card and RM30 for the supplementary card.

What are the benefits of Tesco-RHB Credit Card? Spending at any Tesco hypermarket during weekends from now until end of April 2009 comes with the following benefits:

  • 5% Cash Back
  • 2X Clubcard Points (RM2 spent = 1 point)

During weekdays and weekends at the end of April:

  • 2% Cash Back
  • 2X Clubcard Points (RM2 spent = 1 point)

Do note that the ‘cash back’ feature does not apply in other hypermarket apart from Tesco. For more details, please visit the following link – Tesco-RHB Credit Card. What is Cash Back?

Cash back feature is where a card issuer operates such a cashback scheme, card holders typically receive between 0.5% and 2% of their net expenditure (purchases minus refunds) as an annual rebate, which is either credited to the credit card account or paid to the card holder separately, for example by cheque.Source: Wikipedia

You need to purchase grocery for your family either by cash or credit card, why not make is a Tesco-RHB credit card? For instant if you pay by cash at the counter, it is going to cost you RM100, whereas if you pay by Tesco-RHB Credit Card with cash back feature, you are likely to gain some money back, sort of like a discount, thus a RM100 purchase is now RM95 (speculating). Multiple the amount by 4 weeks and again by 12 months. How much can you save?

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