How to save up Mortgage Interest? How to shorten up Mortgage Period? How to payoff your Mortgage Loan before retirement? How to payoff your Mortgage Loans before children higher education?
Mortgage Reduction Specialist in Asia
All the questions abovementioned come across my mind after I receive a leaflet from a mortgage reduction agent at a financial event. Therefore, I had decided to attend their seminar at The Summit Hotel USJ with a minimum investment of RM50 and 4 hours only (RM40 each for 2 & above), which I feel no harm to explore myself there. Some more, they claimed the seminar will be conducted by the FIRST Knowledge-Creating & Number 1 Mortgage Reduction Specialist in Asia, Mr. David Wong. On top of that, all participants are entitled to enjoy a FREE Mortgage Diagnostic from their consultants. Then, why not to attend? Please be reminded to bring along your mortgage loan agreement and other relevant documents for more precise analysis outcome. Else, you may arrange another appointment to meet one of their consultants for the analysis either at your place or their office.
Negative Feedback From Public
In fact, I have google some info about Supex Mortgage Reduction before I attend the seminar on last Monday, 6 April 2009. Surprisingly, most of the info I found were cons to Supex Mortgage Reduction (M) Sdn Bhd. Perhaps I should say almost 100% are negative feedback. Majority of the complaints state that Supex Mortgage Reduction is doing illegal thing, misleading public, unreasonable charges fees and etc. But, I did read many articles published in the Money Compass Magazine and The Edge written by them since the past few years ago.
According to their articles, obviously they are keeping emphasize on how to maximize the reduction of your mortgage loans through right ways to do the right PREPAYMENT. Frankly speaking, its sound makes sense for me. I feel interesting and curious to find out the answer regard the complaints raised on them at online property forum. Are they liar? Are their services illegal? Therefore, I attended their seminar.
During the seminar, David Wong has highlighted few ‘tricky’ clauses stated in our mortgage loans agreement; especially in prepayment and account statement parts. Its sound interesting and make sense. REMINDER: Please never believe ‘blindly’ on the answer or explanation replied by your mortgage loan agent or officer! I had ‘experiment’ it to my mortgage loan consultant. I ask her a simple question, “Is it my current monthly installment payment started to pay off partially of the principal loan amount or just solely for interest only (the loan still haven’t fully disbursed by bank to developer). Eventually, she gave me a WTF reply said that, “Don’t worry Mr.Lim, since your first monthly installment payment the partially of your payment are paid for principal loan amount.” So, be caution of that!
I will update you guys more on dollar sign wise how much could I save through their services next week after I meet up with their consultant.
P/S: Please keep the yellow ticket because it will enables you to re-attend the similar ‘Supex Mortgage Reduction Seminar’ for FOC.