Public Bank Real Cash Back? So, Cash Back promotion by other banks is not real? Why they use the word ‘Real’? What is the message they are trying to bring out for public? It really makes me feel confuse and uncomfortable!

Honestly, the 8% Cash Back promotion is awesome! That is a lot! It’s worthwhile for you to spend smartly using your Public Bank credit card to grab the 8% + 2% Cash Back during the promotion period. 8% + 2% Cash Back is similar to your return of investment profit amount which usually targeted about 10% per annum.
It Just a ‘Better than Nothing’ Promotion
Unfortunately, terms and conditions are applied as usual to ensure you will not be rewarded so easily. Public Bank credit card holders are required to swipe at least 8 times on any local and overseas retail purchases in a month to enjoy the 8% ‘Real’ Cash Back during this 2009 Father’s Day special promotion. Besides, the promotion is only valid for couple months only. It’s just a short term rewards program. Will you apply for the Public Bank Credit Card just because of the short-term Cash Back Promotion? Anyway, it’s still a ‘Better than Nothing’ promotion for existing cardmembers. Agree?
How to Participate?
- Step 1: SMS to register
- Step 2: Swipe 8x a month and get 8% Cash Back limited to RM50 per month
- Step 3: Enjoy special additional 2% Cash Back when you spend at Guardian, Carrefour and Restaurant Oversea limited to RM20 per month
The 8% Cash Back promotion is valid till 31 August 2009. Additional 2% Cash Back at participating merchants is valid till 30 June 2009. For full terms and conditions, please log on Public Bank website.

