Malaysia Affordable Housing Schemes

Skim Rumah Pertamaku
Perumahan Rakyat 1Malaysia
Rumah Mesra Rakyat
Program Rumah Mampu Milik
Property Price- max. RM220,000 (for single applicants)
- max. RM400,000 (for joint-applicants)
RM120,000 - RM300,000RM68,000 onwards (depending on location)RM35,000 onwards (depending on state)
Built-upNo restriction800-1400sf
(3 bed, 2 bath)
(3 bed, 2 bath)
700sf onwards
(3 bed, 2 bath)
Income- Not more than RM3,000 (for single applicants)
- Not more than RM6,000 (for joint-applicants)
Household income not more than RM6,000Household income not more than RM3,000Household income not more than RM2,000
Age35 years old or less21 years old and above18 - 65 years old21 - 50 years old
Financing- 100% financing
- 10% guaranteed by Cagamas SRP Berhad
- loan tenure max. 40 years (not more than 65 years old)
- 105% financing
- loan tenure max. 30 years
- 1/3 of loan to be subsidized by government
- 2/3 of loan at no interest based on Qadrul-Hassan concept
- Monthly installment fixed at RM150
To be confirmed
Others- First time home buyer
- Employees in private sector
- Completed or under construction property
- Joint-applicants for husband and wife or siblings only
- First time home buyer
- Property cannot be sold or transferred to another party within first 10 years
- Owner-occupied, subletting is not allowed
- Balloting system for eligible applicants
- Stamp duty to be waived
- Do not own a house or staying in a worn-out house
- Own a piece of land
- Married or single parent family
- Do not own a house or owning any residential land
- House to be built by Syarikat Perumahan Negara Berhad (SPNB)
UnitN/A42,000 units by 201810,000 units per yearN/A
LocationNo restrictionKlang Valley and Seremban
- Putrajaya
- Cyberjaya
- Ara Damansara (Petaling)
- Bandar Tun Razak (Cheras)
- Putra Heights (Subang Jaya)
- Bandar Bukit Raja (Klang)
- Kota Elmina (Sg Buloh)
- Sg Besi (KL)
- Elmina East and Elmina West (Shah Alam)
- Lagong Mas (Rawang)
- Bandar Ainsdale (Seremban)
- Seremban Sentral.
Throughout MalaysiaTo be confirmed
Launch Date8 March 20114 July 2011August 2002 - Skim Perumahan Keluarga Nelayan

September 2002 - Program Rumah Mesra Rakyat
29 May 2011