Comparison of Malaysia Bank's Home Equity Loan Interest Rate and Features

Looking for a comparison table on Malaysia’s bank home loans interest rate comparison? Which is the best bank in Malaysia for home loan? Which Bank in Malaysia offers the best package in home loan? Where to find a detailed comparison between the various banks such as CIMB Islamic Bank, Maybank, Public Bank, Alliance Bank and EON on home loan?

Money3 ‘Malaysia Home Loans Review’ has a detailed review on each home loan equity package by the various lenders, not to mention the pro and cons of each package, whereas TheStar ‘Home and Property’ section provides a simple side by side comparison on some of the biggest lender in Malaysia and its interest rates.

Comparison of Malaysia Bank Home Loan Interest Rate

Comparison of Malaysia Bank Home Loan Interest Rate

Related Articles:  Home Owner Loan Repayment, Equity and Mortgage Calculator









{ 26 comments… read them below or add one }

Myaweb January 25, 2010 at 4:52 pm

thank very good.

Reply

el the man March 13, 2010 at 6:46 am

Thanks. Good compilations of links. However I can’t seem to be able to access money3 website.

fyi-penang

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malathi May 9, 2010 at 11:59 pm

i like by house at alam impian shah alam. I need now details for that. If any enquire pls contact me at 0192510762 malathi

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Yvonne Chong June 4, 2010 at 3:15 am

interest info for home buyers. interest is 1 of the consideration when selecting banks. some banks grow with customers.

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Hairul Izham Zuhri June 9, 2010 at 1:57 am

I like to buy house in Pandan Perdana. The said property as below:-

5-01 Block C,
Jalan Perdana 9/10,
55300 Pandan Perdana
Kuala Lumpur

600sq. ft.

The owner want to sell to me RM78k

Anyone can help me check the current value of this house at valuer and maximum value in RM that i can make a loan with bank.

If possible can u give me detail and relevent contact number.

my contact number 017-6682466
Hairul Izham Zuhri

Please help me…thnks…

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Sarojah June 10, 2010 at 7:26 am

I have viewed a Condo which is fully furnished situated in Taman Kok Lian where the owner wants to sell it for l80,000.00
If I pay a down payment of 15% and take a loan for 153,000.00 for a 33 year term + the MRTA to be included in the Loan, how much would be my monthly pay back instalment to the bank. My salary is around RM3000.00 per month.

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jack June 17, 2010 at 7:46 am

About RM752.00

more details call me.

jack 016-9804801

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Miss.Su July 5, 2010 at 11:41 pm

Since beginning of 2010, Base Lending Rate (BLR) has increased 0.5% to 6.05% effective May 2010. As a result, borrowers have to pay additional 65 months of instalments, meaning their loans period has been extended by more than 5 years.
According to the local authorities, it will increase another … See More+0.25% by second half of the year. Under such circumstances, do you think it will affect you and other properties owners in the market quite badly? Frankly, no one could escape from the effect of BLR increased, unless we are buying our properties without any borrowings. As a matter of fact, even the Rich will acquire properties with borrowings due to the limitations imposed by the local’s rules & regulations. Hence, as a borrower, as long as you are loaning from the lender, when BLR increase, your interest payable or your loan tenure will also increase substantially. The question now is what options do you have to curb with the circumstances? And most importantly, all lenders are Profit Organizations, do you think they can really help you? Now, if there is a way to help you and other property owners to reduce interest payable despite BLR increased, how many people in the market do you think would need this service? The good news is we could help you to reduce interest payable despite BLR increased by providing a 99% accuracy auditing onto your existing mortgage loans. Similar method already been used in Australia and United States over the years and Success is Guaranteed. Over there, when the borrowers have their loans approved, they will immediately go to subscribe the auditing program so that they could immediately enjoy the benefits. Such an auditing program is now available in Malaysia. The system is proven to be highly effective and the question now is whether are you aware about it? Now, just allocate one and the half hours of your time with us and we will show you HOW……for more inquiry email as to acescube2010@gmail.com or call as 010-5267484..

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Mahadi July 13, 2010 at 6:49 am

I want to buy landed house at price 265k in Bertam Perdana, Penang.
What is the best banks and packages for the loan? Islamic or Conversional?

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Elaina July 24, 2010 at 2:39 am

Hi There,

I like to refinance a property. I need recommendation for bank tat offers best home loan package. tks very much!

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Farez July 25, 2010 at 8:09 pm

Hi Elaina,

For the best offer now is with ING Home Loan that the interest only 4.99% only w/out BLR. TQ
If u need any information pls contact me at farez.bitrul@gmail.com or 017-3492235

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Farez July 25, 2010 at 8:16 pm

Hi Mr Mahadi,

Its depend on ur need wherether islamic or conv coz to its no to much different and i can offer u 4.99% fixed rate w/out BLR for new financing,refinance or mortgage.TQ

Any futher info pls contact me at farez.bitrul@gmail.com or 017-3492235

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Miss.Su July 26, 2010 at 6:42 am

For those who are still servicing OR going to service their housing and property / Land loan ( Flats , Apartment , Condominium , Terrace House , Semi Detached House , Bungalow , Shoplot , Factory , Agriculture/Plantation Land ) With uncertainties and inflation in the near future , isn’t it better to cut losses (slash interest) in a short term and gain MORE in the long term ? This will increase your PROFITABILITY if you happen to sell your house / property at a good / better price OR during boom times !

SMS your Full Name , email address and location to my contact at 017-3557484 or EMAIL me – acescube2010@gmail.com

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dinsblog October 24, 2010 at 9:27 pm

Unfortunately money3.com.my no longer exist.I always use their portal to check current home loan offer.

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praba October 25, 2010 at 4:16 am

hi there..
i need some advice…i have a apartment current value is around 60 – 65 k ….i want refinance…wat is best interest rate i can get

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bolån November 8, 2010 at 5:19 pm

Very important to compare different banks when youre thinking about a loan. Good article!

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rizzuwan November 8, 2010 at 11:01 pm

Hi there,
I would like to buy my first house either around bangi, nilai, or putra mahkota, for that i need make a loan..question is how to make a loan,which bank i need to go, how much the interest..my estimation for house loan is around rm200k-rm250k..anyone who wanna help me can reach me at rizzuwan@yahoo.com or 0133574821

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al January 31, 2011 at 6:27 pm

Hi,

I’m planning to buy a relative’s house and it’s my first house.
What are the steps?

1.Find a valuer
2. Get a bank loan eligibility check
3. Contact a lawyer
4. Pay the money?

Please do let me know if u have any tips.

btw… whats the diff in Islamic banking and conventional ones.
Pros and cons?

Thanks!

Al.

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Mehar May 27, 2011 at 5:07 am

Hi,
I’m thinking of refinance my house……Im currently with Hong Leong bank. Any suggestion on the loan

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ng kim fong July 16, 2011 at 9:23 am

hi i am 30 yo with fix income of rm6800/ month. Already have house loan with ocbc rm1200 repayment / month. and rm1496 deduction per month for personal loan. Any idea any bank would gimme a loan for second home loan which cost about rm 450k. just wonder any bank will gimme the second home loan. if yes thinking of buying another house for invesment purpose.tq

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Razak August 4, 2011 at 12:25 am

I want to refinance my house at Kepong. My balance outstanding RM31,000. Current market value are RM75,000. Which bank can give me a zero cost and low rate. Thanks. Contact me at 012-3997428

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Cheryl August 18, 2011 at 12:30 am

Hi there ! If you are looking for a housing loan, please call me @ 012-3507239.

I can can assist you in getting the best home loan, with OCBC Bank or any other bank of your choice, anyway, OCBC Bank has the best rates in the market right now. I will help you by submitting your loan applications and neccessary documents to OCBC Bank and a few other banks if you wish, as to compare the rate and the package offered by different banks, so you can choose around which bank you are comfortable with and would like to take up for your housing loan.

If you are interested, please e-mail/call me, with your name, your contact number, and your housing loan amount, I will contact you and help you on it. Thank you.
Cheryl.

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kahar August 25, 2011 at 5:28 pm

what’s the current home loan interest rate, 4.2 is it? some say OCBC, others say maybe. let’s say the amount is 400,000, 25 years down payment is 30,000 so around 2000 monthly…phew…

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Mr Muyi September 28, 2011 at 11:51 am

hello
are you in need of loan to pay up your bill or in need of financial help or Do you need loan to settle your dept if yes contact us Via Email:muyiloancompany@yahoo.com for more information,Note that all replay should be replay to :muyiloancompany@yahoo.com

Reply

elly mansor October 31, 2011 at 10:37 pm

I wish to buy a land in Jalan Kebun area appx 8000sqft…
i want to know what is the best offer for loan

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gary cole November 23, 2011 at 7:35 am

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