How to Calculate MOT or Stamp Duty For Transfer of Real Estate

How much should I pay for the charges on the stamp duty for transfer of real estate or commonly known as Memorandum Of Transfer (MOT), too? The charges are usually included in your lawyer’s quotation. But, if you want to have a quick reference for budgeting purpose, use this online Stamp Duty calculator. It will [...]

Trading Gold Online from Tomei Malaysia

How to buy/sell gold and silver online in Malaysia? Finally, we have this online gold trading platform – www.GoldSilver2u.com from TOMEI Group. GoldSilver2u.com was officially launched by YB Datuk Donald Lim Siang Chai, Deputy Finance Minister, Ministry of Finance, Malaysia on 25 November 2011. Pros TOMEI Group, one of the well-known jewelry retailers in Malaysia, [...]

How to Build A Budget For My Income

Debra has made a wise decision to create a budget to organize her finances and prepare for any financial emergencies. Her first step is to determine her net income. The net income is how much money Debra has left over at the end of each month. This amount is found by using the following equation. [...]

5 Easy Ways to Improve Your Credit Score Rating

What are the easy ways to improve your credit rating? A good credit score is essential. Lenders determine the interest rate you received by mortgages, credit card and personal loan by using your credit score. Using these tips can help you raise your score: 1. Make Your Payment On Time. Mail your payment 5 to [...]

Free Financial Education Program to learn How to Manage Your Debts Effectively

“POWER! Managing Your Debts Effectively” is a free financial education program organized by AKPK (Agensi Kaunseling dan Pengurusan Kredit). The program is designed to equip you with fundamental of financial management knowledge, improving your confidence and ability to make right financial decisions. Who Should Attend Open to all Malaysians aged 18 and above who wish [...]

How to Understand Forex Quotes

Understanding Forex Quotes Looking at any Forex quote, you know this that all currencies are quoted in pairs, such as the EUR/USD pair or the USD/JPY pair. This is because when you buy or sell currency, you are buying one and selling the other. The currency listed before the slash is the “Base Currency”. This [...]

How to Apply Small Business Loan From Malaysian Chinese Women Entrepreneurs Foundation

Where to get a loan for small business? Good news for business minded Chinese women! Prime Minister Datuk Seri Najib Tun Razak launch Malaysian Chinese Women Entrepreneurs Foundation today (6 July 2011) at the Klang Hokkien Association hall. Under the foundation, Government will contribute RM30 million as micro-credit scheme to help Chinese women in Malaysia [...]

How to Achieve Financial Freedom with Maybank Personal Loan

Achieve financial freedom with Maybank personal loan? I tell you what, I almost ‘long biak’ (hits the wall in hokkien) when I found this advertisement printed in my Maybank credit card statement! Maybank Personal Loan Interest Rates Loan amount RM5K to RM20K (11% p.a fixed rate) Loan amount RM20,001 to RM50K (10% p.a fixed rate) [...]

How to Complaint Against Boss For Failure to Pay EPF

If you have not received any EPF contributions from your boss for months after check the EPF account, complaint to boss first. Just in case, he/she is trying to be stubborn and insists not to contribute EPF for you, what should you do? Don’t know how to write a complaint letter? No problem. Download this [...]


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