Insurance

Get Insurance Coverage Before Jumping Into Any Investment

Should we buy insurance first before start investing? Definitely yes! Why do we need insurance protection and how important it is? Read this real life example: A minor knee surgery at private hospital Malaysia can easily cost thousand of ringgit. A cousin of mine was charged at about RM6,000 for the surgery after a motorcycle [...]

What is Life Insurance?

Life insurance is a financial contract that protects an individual’s dependents in the case of his or her death. Example: Sean wants to protect his family. Sean makes $30,000 dollars a year and they own $120,000 dollars on the mortgage and other debts. So, Sean buys a $500,000 dollars life insurance policy. They cost $50 [...]

Buying Life Insurance Doesn’t Make Sense For Everyone

How much life insurance do you need? Total insured amount has to be five times of your annual income? Monthly premium should not more than 10% of your monthly income? It depends on individuals. There are many factors to consider when calculating life insurance: Dependents Marital Status Earnings Work Debt These factors change from time [...]

Get Medical Card, Life Insurance Coverage before Invest in Property

Do your property investment strategies include insurance coverage? Please think twice before you invest in property if you have insufficient insurance coverage, regardless the purpose of buying the property, either for investment, as your first house, family house or whatever reasons. Why Must Property Investors Buy Medical Card and Life Insurance? Medical costs are increasing [...]

MMIP Helps You to Get Insurance for Old Car in Malaysia

Facing difficulty to obtain third party old car insurance? If you are unable to get insurance coverage for your old vehicle from individual insurance companies, you may get coverage from the Malaysia Motor Insurance Pool (MMIP). It is a pool contributed by all general insurance companies in the country; all the cost and expenses of [...]

Transfer MRTA to another Property, Save Money for Home Insurance

Mortgage Reducing Term Assurance (MRTA) is not transferable to another property! This is what we always heard from most of the people, right? That means the initial Home Insurance – MRTA I bought has been assigned mainly for Property A only. If I buy Property B, another new MRTA is needed. Same for refinance home [...]

Buy Cheaper Car Insurance Online Yourself to Enjoy 10% Discount

How to get cheaper car insurance? Good news for car owners who buy car insurance directly from insurance companies in Malaysia without using the services of an agent will qualify for mandatory rebates. The policy is effective from 1st July 2009. Referring to the new changes, you are entitled for 5% rebate on your first [...]

Buy Tune Money or DIGI Personal Accident Insurance Comparison

Buy Tune Money Personal Accident Protection Plan or DIGI Personal Accident Insurance? Have you done the Malaysia personal accident insurance plans comparison? Which plan is cheaper? DIGI vs TUNE MONEY DIGI Personal Accident Insurance Insurance Coverage Amount Available: Plan I – RM100,000 Personal Accident Insurance Plan II – RM50,000 Premium Rates: Plan I – RM6 [...]

Free DIGI Personal Accident Insurance via SMS and Online

Crazy! DIGI is offering FREE Personal Accident Insurance for DIGI prepaid and postpaid plan users! DIGI means it! Premium is Totally FREE for RM10,000 Personal Accident Insurance! It’s really an Unbelievable Rewards from DIGI! The exclusive Personal Accident Insurance underwritten by AIG General Insurance (Malaysia) Berhad is especially designed for DIGI subscribers and is available [...]

Hong Leong Assurance Perfect Series Life Insurance Advertisement Nothing Special

Are you looking for a life insurance with affordable low entry premium? Are you looking for a life insurance which is able to meet your retirement needs? Are you looking for a life insurance that grows from young for your kid’s as education funds in future? Perhaps you may look into the latest new life [...]