Financial Planning

Spend Free Time to Save More Money or Make Extra Money to Become Wealthier?

Which one is more important to do between “Making Extra Money” and “Saving More Money” during your free time? Save money first or earn money to become wealthier? For me, I spend my time priority to make money first. Don’t get me wrong! I have no doubt to say both making money and saving money [...]

My Best Way to Save Money for First Mortgage Down Payment

What is your best ways to save money for first mortgage down payment? Basically, I don’t get tips on saving money from financial expert. I do it at my own using the simple ways to save money for my first house. I Get My First Property Down Payment via Fixed Deposit Account (FD) In order [...]

10 Money Saving Tips: How to Cut Wedding Costs Smartly in Malaysia

Image Source: MisterHobbes.com Tips 1: Start your wedding planning as early as possible. It gives you more time to visit wedding expo in town. Compare the wedding photography, wedding celebration party and wedding dinner packages as many as possible. Each of the packages may have their own selling points. Find the best package for yourself [...]

AKPK Free Helps to Solve Serious Credit Card Debt Problems

How to solve your serious credit card debt problems? Get the Free Debt Counselling from AKPK immediately before the credit card’s compound interest and late charges creating more bad debts and screw up your life. What is AKPK (Agensi Kaunseling dan Pengurusan Kredit) or Credit Counselling And Debt Management Agency? AKPK is an agency set [...]

Estimate How Long To Double Your Money Using Rule of 72

Rule of 72 is a simplified formula used to estimate how long it takes to double your money based on compounding interest calculation. Besides, it tells you also how fast your money will become half of its value due to inflation. For layman who is not familiar with scientific calculator or financial calculator, Rule of [...]

Buy BSN Premium Savings Certificate to Win Free Mercedes Benz

How to win a free Mercedes Benz? Buy Bank Simpanan Nasional premium savings certificate (SSP) to stand a chance to win all the luxury cars include Mercedes Benz and BMW. BSN is giving away more than 1700 attractive prizes to be won each month. Some of the features of SSP: Guaranteed: SSP savings are guaranteed [...]

Why Refinance Car Loan in Malaysia?

I saw this advertisement at Ambank @Puchong branch. What is AMCB Car Refinancing Scheme? I thought we are only refinance housing loan. Why we need to refinance car loan? The word of ‘Refinance’ always links me to ‘lower interest rates save more money’ and ‘use other people’s money to grow money faster’. Does the car [...]

Grow Your Money Faster with ASB Loan? Is It True?

Do Maybank and CIMB Bank ASB Financing really help to grow your money faster by using Power Of Leverage? Some say yes, some say no. Let’s do some comparison and analysis. Below are the past performances of Amanah Saham Bumiputera (ASB): The results show that ASB’s average returns of investment (ROI) is 10.74% p.a. Basically, [...]