MBSB Loan for My First Home Buyer Scheme up to RM500K

“MBSB My First Home Buyer Scheme” launched by Malaysia Building Society Berhad (MBSB) on 30 March 2012. The scheme is designed exclusively for the first home buyers to buy their first house with a ceiling price of RM500K by paying nothing! 100% financing and the normal 10% down payment will be exempted. You will, of [...]

Property Investment Strategy for Husband and Wife on Housing Loan

For young married couple who want to maximize their credit ratings to get more housing loans and if you are just about started to do so, here is some key points to be taken into consideration: 1. Individual Savings / Fixed Deposit Account Avoid joint account. Bank feels uncomfortable with money that you do not [...]

Home Loan for Low Income Earners and First Time Buyers

Is it possible to get a home loan if your monthly combined household income less than RM1,200? Yes, it is possible! Skim Pinjaman Perumahan (SPP) Basically, this program has been launched since 1976 with the purpose in helping low income earners, who are unable to secure any source of housing loan to finance their first [...]

The Best Singapore Home Loan Rates Comparison Online Platform 2011 by SmartLoans

Are you looking for a detailed comparison between Singapore home loans package to finance your investment properties in the country? Which bank in Singapore offers you the best home loan rate for both HDB loan and private property loan? HSBC? DBS? UOB? OCBC Bank? Or others? SmartLoans is the best home loans comparison online platform [...]

FREE Greater KL Map

FREE Ho Chin Soon’s Greater KL Map from Citibank! I saw this interesting freebie appeared quit frequently on blogger’s Google Ads. So curious about the map. The map seems very useful to identify the best locations for your dream house / investment property with upcoming developments, LRT extensions, and proposed MRT lines nearby. After identify [...]

Skim Rumah Pertamaku is Finally Launched!

Finally, Skim Rumah Pertamaku (SRP) or My First Home Scheme is launched! Besides, the official SRP website is ready, too! More updates and details this time! Before this, I know there are many questions pop up in your mind regarding the scheme, especially about the qualifying criteria, who is eligible for the scheme, what are [...]

Hong Leong Bank Car Loan Calculators

Hong Leong Bank – Car Loan Calculators Car Loan Payment Calculator: To calculate how much is the monthly installment of a car given the loan amount, repayment period and interest rate. Car Loan Affordability Calculator: To calculate how much is the total loan amount allowed if you know how much you can afford for the [...]

What People are Saying about BLR Trend in Malaysia Over Next 30 Years

If you think fixed rate mortgages is the best option for your house financing but not too sure about the decision, perhaps the result of the questionnaire shown on below may give you some ideas. I found this interesting survey from PROPERTY BUYER, #Issue 20 (September 2010). Sime Darby – ING Property Tour Bus Campaign [...]

Prevent Speculation and Property Bubble by Reducing Home Loan Margin to 80 percent

If Bank Negara Malaysia (BNM) decides to impose 80% Loan to Value Ratio (LVR) for home loans mainly to so-called prevent speculation on property prices and the risk of potential property bubble, does it workable? What is your point of view about the policy? Impact on Own Stay / First House Buyers The policy of [...]

Legal Fees Disbursement Fees Stamp Duties and Other Fees for Mortgage Agreement

What are the chargeable fees involved for signing a mortgage agreement? As we noticed, seem like bankers are no longer offering ZERO MOVING COST financing package for our home loan. In another words, we have to either pay the legal fees for the housing loan agreement by ourselves or finance it into the loan. Perhaps [...]


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