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Archive for the 'Did You Know…' Category
What is the Definition of Property Bubble?
No Comments | September 3rd, 2010A real estate bubble or property bubble (or housing bubble for residential markets) is a type of economic bubble that occurs periodically in local or global real estate markets. It is characterized by rapid increases in valuations of real property such as housing until they reach unsustainable levels relative to incomes and other economic elements, [...]
No Standard SPA and Mortgage Financing Package For Buying SoHo Unit in Malaysia
7 Comments | August 8th, 2010If you are buying SoHo unit in Malaysia, most of the bankers treat it as a commercial property. Therefore, the housing loan interest rate for your mortgage financing package will be using commercial rate, which is about BLR – 1.5% instead of BLR – 1.8% for residential properties. Bear in mind, the margin of finance [...]
Bankruptcy Statistics Based on Credit Card Debts in Malaysia
No Comments | August 4th, 2010We have total of 3.2 million credit card holders nationwide last year. Did you know how many of them were failed to pay credit card debts and caused them bankrupt in 2009? Make a guess? On average, the percentage of credit card holders declared bankrupt was only 0.04% out of the total number of principal [...]
