Buy Tune Money Personal Accident Protection Plan or DIGI Personal Accident Insurance? Have you done the Malaysia personal accident insurance plans comparison? Which plan is cheaper?
DIGI vs TUNE MONEY
DIGI Personal Accident Insurance
Insurance Coverage Amount Available:
- Plan I – RM100,000 Personal Accident Insurance
- Plan II – RM50,000
Premium Rates:
- Plan I – RM6 per month for 30 days coverage via SMS or Online
- Plan II – RM2 per month for 30 days coverage via SMS or Online
Coverage Features:
- Accidental Death & Permanent Disablement
- No nomination of beneficiary is required (default beneficiary is next of kin)
Selling Points:
- Hassle Free – Coverage will automatically be renewed for another 30 days upon expiring
- Everyone can be Insured – Affordable lowest premium entry coverage plan available as cheap as RM2 per month
TUNE MONEY Personal Accident Protection Plan
Insurance Coverage Amount Available:
- From RM100,000 to RM1,000,000
Premium Rates:
Below is the online quotation for personal accident insurance obtained from www.tunemoney.com based on coverage of RM100,000 for death & permanent disablement, RM1,000 for medical expenses and attached with all others optional coverage:
Image Source: Tune Money
Coverage Features:
- Accidental Death & Permanent Disablement
- Medical Expenses
- Optional Coverage:
a) Loss of income due to injuries from accident
b) Purchase of Artificial Body Parts / Wheel Chair / Orthopaedic Equipment
c) Corrective Dental / Cosmetic Surgery
d) Hospital Cash Allowance
Selling Points:
- Lowest Protection Plan Premium – Full Refund Guaranteed
- Wide coverage plans available from RM100,000 to RM1,000,000
Conclusion
DIGI = RM6/month for RM100,000 coverage plan
But the plan is only cover for Death and Permanent Disablement.
TUNE MONEY = RM7/month (RM84.89/12 months) for RM100,000 coverage plan
Besides, additional coverage is attached together for the plan:
- Medical Expenses = RM1,000
- Loss of income due to injuries from accident = RM4,650
- Purchase of Artificial Body Parts / Wheel Chair / Orthopaedic Equipment = RM5,000
- Corrective Dental / Cosmetic Surgery = RM5,000
- Hospital Cash Allowance = RM1,000
Conclusion, with the additional of RM1, an additional Ringgit per month, you may get so many additional coverage as stated on above offered by TuneMoney.com. Therefore, Thumbs Up for Tune Money Personal Accident Insurance Plan! I hope you may get the useful information from the comparison shown on above!
For more information, please log on www.tunemoney.com or www.digi.com.my
{ 5 comments… read them below or add one }
Hi, thanks for dropping by my blog.
Interesting but where to get more info about the plan?
Dear all, i have tried to check from Tune money website, so complicated and the price is not what you show on the above. The price changes when the age or some criteria changed. Unless i select the youngest age, with min benefits, then the price will be better. There is no such greatest or cheapest plan for insurance! it’s about needs, what suits you the best doesn’t mean it suits me.
You are right Pink! Totally agree with you. It’s about our own needs, and for sure there is no perfect plan suits for everyone. Definately price changes when age and criteria changed. Compares apple to apple to get the cheapest price. Its guaranteed by tune money “Lowest Protection Plan Premium – Full Refund Guaranteed” as committed in their website. TQ for your comments, Pink!
1000% agree with PINK. Its about needs. There is no apple to apple comparison for insurance plan UNLESS u have read and compare all the fine prints in the policy. Hence the commmitment of “the lowest protection premium plan” doesn’t show the right picture if u only looking at PRICE
@molly, you may log on http://www.tunemoney.com and http://www.digi.com.my for more information. i will update it on my article. tq for remind me the mistake.